Banque Safdié offers individual portfolio management according to the following profiles:

• income
• defensive
• balanced
• growth
• total return

The minimal amount of an individual portfolio is US dollars 500,000 or equivalent, in order to avoid liquidity constraints in diversification.

The reference currency may be freely chosen. For lesser amounts, the Bank offers participation in non-segregated investments that follow the same philosophy.

Philosophy
1. Income
Maximisation of current income in the currency of reference, combined with the protection of invested capital. No equities.

2. Defensive
Capital appreciation by a combination of capital gains and income, with the objective of a long-term return superior to the deposit rates in the reference currency. Maximum 25% in equities.
Model Portfolio in US dollar, in euro.

3. Balanced
Capital appreciation through a combination of capital and income gains, in order to achieve, in the long-term, a profitability above deposit rates in the currency of reference. Although capital preservation is the second goal of this asset-management model, it cannot be guaranteed in extremely unfavourable periods for financial markets.
Model Portfolio in US dollar, in euro.

4. Growth
We aim for a long-term profitability that is substantially higher than that afforded by deposits in the currency of reference, mainly by means of capital gains. Market fluctuations may cause substantial losses.

5. Total Return
Medium-term capital protection. Capital appreciation by a combination of capital gains and income. No equities.
Model Portfolio in US dollar, in euro.